Frequently Asked Questions

Local Financial Advisor is an independent UK website that connects people with local, FCA-authorised Independent Financial Advisors (IFAs). We act as an introducer — not an advice firm — matching you via your postcode to a nearby regulated advisor for a free, no-obligation consultation.

It’s quick and simple. Enter your postcode, select the type of advice you need, and submit the form. We match you with a suitable local FCA-regulated advisor who will contact you directly to arrange your free consultation.

Yes. The initial consultation with the matched advisor is completely free and comes with no obligation to proceed with any recommendations or products.

Yes. Every advisor we introduce you to is fully authorised and regulated by the Financial Conduct Authority (FCA). This gives you important consumer protections and ensures they meet strict professional standards.

An Independent Financial Advisor can recommend products from the whole of the market. Restricted advisors can only recommend products from a limited panel of providers. Local Financial Advisor specialises in introducing you to independent IFAs for truly unbiased recommendations.

Local advisors understand your regional economy, property market, and community. They can meet you face-to-face, build a long-term relationship, and provide advice that takes local factors into account — all while remaining easily accessible.

Your data is shared only with the single local advisor matched to your enquiry. We never sell or share your information for marketing purposes. All data is handled securely in line with UK GDPR and our strict privacy policy.

We can connect you with local specialists for: Pension and retirement planning, Investment and savings advice, Mortgages and equity release, Life insurance and income protection, Tax-efficient planning, Inheritance and estate planning, and many other specialist areas.

No. There is zero pressure or obligation. The consultation exists purely to give you expert, personalised guidance so you can make informed decisions.

Matching is fast. Most people are contacted by their matched advisor within a short time — often the same day or the next working day — to arrange a convenient consultation slot.

Banks and many comparison sites are restricted to their own products or a limited panel. We introduce you to independent, whole-of-market IFAs who can genuinely shop around for the best options for you, delivered locally and personally.

No. We are an independent introducer only (Company Number 7819473). The actual regulated financial advice is provided by the FCA-authorised advisors we connect you with.

Yes. Many people use our service specifically for pension reviews, retirement planning, understanding pension charges, and considering transfers or consolidation. We have a dedicated focus on connecting people with local pension specialists.

Simply visit the homepage, enter your postcode, choose the advice area you need, and submit the form. It takes less than a minute and is completely free and confidential.